ריבית משתנה על בסיס האג"ח לא צמודות במזרחי טפחות

טבלה אג״ח ממשלתיות לא צמודות מזרחי טפחות

משכנתא בריבית משתנה על בסיס האג"ח במזרחי טפחות היא למעשה, מסלול הלוואה בריבית משתנה, כאשר תשואת האג"ח מהווה את הבסיס (עוגן) לחישוב הריבית נכון ליום לקיחת ההלוואה ובסיס לחישוב שינוי בריבית בנקודת שינוי הריבית.

עוגן האג"ח של משכנתאות אלו מבוסס על תשואת איגרות חוב ממשלתיות מסוג גליל או גילון.

אג"ח גליל = אג"ח צמודה למדד בריבית קבועה.

אג"ח גילון = אג"ח לא צמודה בריבית משתנה.

תשואת האג"ח משתנה פעמים בחודש בתאריכים 11 ו 26 בהתאמה. להלן טבלת היסטורית תשואות האג"ח הלא צמודות.

תאריך עדכון	שנתיים	5 שנים	7 שנים
11/03/2021	0.14%	0.49%	0.80%
26/02/2021	0.12%	0.41%	0.70%
11/02/2021	0.08%	0.33%	0.56%
26/01/2021	0.07%	0.31%	0.53%
11/01/2021	0.09%	0.32%	0.51%
26/12/2020	0.13%	0.36%	0.57%
11/12/2020	0.14%	0.37%	0.56%
26/11/2020	0.12%	0.37%	0.54%
11/11/2020	0.12%	0.38%	0.59%
26/10/2020	0.07%	0.33%	0.53%
11/10/2020	0.08%	0.33%	0.52%
26/09/2020	0.11%	0.33%	0.50%
11/09/2020	0.09%	0.34%	0.49%
26/08/2020	0.09%	0.33%	0.47%
11/08/2020	0.09%	0.30%	0.45%
26/07/2020	0.08%	0.29%	0.43%
11/07/2020	0.08%	0.29%	0.43%
26/06/2020	0.08%	0.31%	0.47%
11/06/2020	0.09%	0.39%	0.58%
26/05/2020	0.13%	0.40%	0.57%
11/05/2020	0.15%	0.45%	0.64%
26/04/2020	0.15%	0.40%	0.58%
11/04/2020	0.35%	0.62%	0.84%
26/03/2020	0.38%	0.74%	1.00%
11/03/2020	0.16%	0.29%	0.38%
26/02/2020	0.15%	0.35%	0.51%
11/02/2020	0.18%	0.42%	0.61%
26/01/2020	0.18%	0.45%	0.63%
11/01/2020	0.18%	0.45%	0.65%
26/12/2019	0.19%	0.45%	0.64%
11/12/2019	0.16%	0.44%	0.64%
26/11/2019	0.16%	0.48%	0.70%
11/11/2019	0.18%	0.48%	0.69%
26/10/2019	0.19%	0.47%	0.67%
11/10/2019	0.23%	0.43%	0.62%
26/09/2019	0.24%	0.52%	0.75%
11/09/2019	0.21%	0.49%	0.71%
26/08/2019	0.23%	0.49%	0.68%
11/08/2019	0.35%	0.65%	0.85%
26/07/2019	0.41%	0.81%	1.08%
11/07/2019	0.41%	0.87%	1.17%
26/06/2019	0.42%	0.92%	1.21%
11/06/2019	0.45%	0.96%	1.25%
26/05/2019	0.55%	1.14%	1.44%
11/05/2019	0.59%	1.17%	1.47%
26/04/2019	0.56%	1.15%	1.47%
11/04/2019	0.52%	1.15%	1.50%
26/03/2019	0.49%	1.18%	1.56%
11/03/2019	0.48%	1.2%	1.57%
26/02/2019	0.51%	1.21%	1.59%
11/02/2019	0.56%	1.26%	1.65%
26/01/2019	0.64%	1.33%	1.73%
11/01/2019	0.77%	1.48%	1.85%
26/12/2018	0.73%	1.57%	1.96%
11/12/2018	0.66%	1.52%	1.94%
26/11/2018	0.55%	1.44%	1.86%
11/11/2018	0.56%	1.43%	1.88%
26/10/2018	0.54%	1.37%	1.86%
11/10/2018	0.51%	1.33%	1.81%
26/09/2018	0.5%	1.32%	1.78%
11/09/2018	0.47%	1.26%	1.71%
26/08/2018	0.46%	1.26%	1.72%
11/08/2018	0.47%	1.27%	1.74%
26/07/2018	0.48%	1.25%	1.7%
11/07/2018	0.5%	1.3%	1.74%
26/06/2018	0.45%	1.18%	1.63%
11/06/2018	0.37%	1.04%	1.48%
26/05/2018	0.41%	1.1%	1.57%
11/05/2018	0.37%	1.04%	1.49%
26/04/2018	0.3%	0.98%	1.43%
11/04/2018	0.27%	0.85%	1.3%
26/03/2018	0.25%	0.89%	1.35%
11/03/2018	0.26%	0.92%	1.38%
26/02/2018	0.26%	0.99%	1.49%
11/02/2018	0.2%	0.85%	1.33%
26/01/2018	0.19%	0.74%	1.21%
11/01/2018	0.19%	0.75%	1.2%
26/12/2017	0.18%	0.81%	1.26%
11/12/2017	0.18%	0.85%	1.3%
26/11/2017	0.17%	0.81%	1.26%
11/11/2017	0.17%	0.83%	1.26%
26/10/2017	0.18%	0.84%	1.27%
11/10/2017	0.17%	0.78%	1.26%
26/09/2017	0.15%	0.72%	1.21%
11/09/2017	0.16%	0.7%	1.18%
26/08/2017	0.18%	0.76%	1.24%
11/08/2017	0.2%	0.82%	1.29%
26/07/2017	0.23%	0.9%	1.39%
11/07/2017	0.27%	0.99%	1.5%
26/06/2017	0.27%	0.95%	1.45%
11/06/2017	0.28%	0.94%	1.43%
26/05/2017	0.31%	1.02%	1.53%
11/05/2017	0.35%	1.11%	1.62%
26/04/2017	0.34%	1.06%	1.58%
11/04/2017	0.33%	1.06%	1.55%
26/03/2017	0.35%	1.07%	1.57%
11/03/2017	0.35%	1.15%	1.69%
26/02/2017	0.34%	1.15%	1.67%
11/02/2017	0.36%	1.15%	1.69%
26/01/2017	0.36%	1.14%	1.67%
11/01/2017	0.36%	1.13%	1.64%
26/12/2016	0.41%	1.24%	1.77%
11/12/2016	0.41%	1.23%	1.75%
26/11/2016	0.4%	1.2%	1.71%
11/11/2016	0.31%	0.99%	1.44%
26/10/2016	0.31%	0.97%	1.43%
11/10/2016	0.28%	0.91%	1.34%
26/09/2016	0.28%	0.93%	1.36%
11/09/2016	0.26%	0.91%	1.34%
26/08/2016	0.24%	0.85%	1.27%
11/08/2016	0.23%	0.82%	1.23%
26/07/2016	0.2%	0.8%	1.23%
11/07/2016	0.18%	0.76%	1.2%
26/06/2016	0.22%	0.82%	1.28%
11/06/2016	0.26%	0.89%	1.34%
26/05/2016	0.25%	0.88%	1.31%
11/05/2016	0.22%	0.87%	1.33%
26/04/2016	0.23%	0.88%	1.33%
11/04/2016	0.24%	0.9%	1.35%
26/03/2016	0.24%	0.95%	1.42%
11/03/2016	0.19%	0.89%	1.36%
26/02/2016	0.19%	0.87%	1.33%
11/02/2016	0.27%	0.9%	1.36%
26/01/2016	0.31%	0.99%	1.44%
11/01/2016	0.38%	1.08%	1.55%
26/12/2015	0.4%	1.12%	1.6%
11/12/2015	0.39%	1.14%	1.62%
26/11/2015	0.36%	1.09%	1.57%
11/11/2015	0.25%	0.95%	1.44%
26/10/2015	0.22%	0.96%	1.48%
11/10/2015	0.2%	1%	1.54%
26/09/2015	0.24%	1.13%	1.66%
11/09/2015	0.23%	1.07%	1.59%
26/08/2015	0.24%	1.05%	1.57%
11/08/2015	0.3%	1.15%	1.68%
26/07/2015	0.32%	1.17%	1.75%
11/07/2015	0.34%	1.25%	1.83%
26/06/2015	0.3%	1.19%	1.73%
11/06/2015	0.26%	1.03%	1.52%
26/05/2015	0.21%	0.95%	1.43%
11/05/2015	0.14%	0.76%	1.16%
26/04/2015	0.16%	0.74%	1.1%
11/04/2015	0.18%	0.79%	1.15%
26/03/2015	0.21%	0.81%	1.22%
11/03/2015	0.24%	0.86%	1.26%
26/02/2015	0.27%	0.95%	1.38%
11/02/2015	0.28%	0.9%	1.31%
26/01/2015	0.33%	1%	1.49%
11/01/2015	0.48%	1.3%	1.79%
26/12/2014	0.45%	1.32%	1.84%
11/12/2014	0.38%	1.15%	1.68%
26/11/2014	0.32%	1.07%	1.58%
11/11/2014	0.3%	1.09%	1.59%
26/10/2014	0.26%	1.03%	1.54%
11/10/2014	0.35%	1.21%	1.74%
26/09/2014	0.41%	1.33%	1.88%
11/09/2014	0.42%	1.34%	1.84%
26/08/2014	0.6%	1.54%	2.05%
11/08/2014	0.68%	1.61%	2.1%
26/07/2014	0.76%	1.7%	2.2%
11/07/2014	0.86%	1.78%	2.26%
26/06/2014	0.76%	1.69%	2.23%
11/06/2014	0.73%	1.67%	2.26%
26/05/2014	0.76%	1.75%	2.36%
11/05/2014	0.89%	1.98%	2.61%
26/04/2014	0.85%	1.97%	2.62%
30/11/-0001	0.56%	1.15%	1.47%