ריבית משתנה על בסיס האג"ח צמודות

טבלה אג״ח ממשלתיות צמודות מזרחי טפחות

טבלת בסיס האג"ח צמודות למדד של מזרחי טפחות הינה הלוואת משכנתא בריבית משתנה, כאשר בסיס החישוב של הריבית הינו  אג"ח גליל - אג"ח צמודה למדד בריבית קבועה.  

תשואת האג"ח מהווה את הבסיס (עוגן) לחישוב הריבית נכון ליום לקיחת ההלוואה ובסיס לחישוב שינוי בריבית בנקודת שינוי הריבית.  

עוגן האג"ח של משכנתאות אלו מבוסס על תשואת איגרות חוב ממשלתיות מסוג גליל או גילון.

 אג"ח גליל = אג"ח צמודה למדד בריבית קבועה.

אג"ח גילון = אג"ח לא צמודה בריבית משתנה.

תשואת האג"ח משתנה פעמים בחודש בתאריכים  11 ו 26 בהתאמה. להלן טבלת היסטורית תשואות האג"ח הלא צמודות.

תאריך עדכון שנה 2.5 שנים 5 שנים 7 שנים 10 שנים
11/08/2019 -0.90% -0.90% -0.84% -0.67% -0.31%
26/07/2019 -0.86% -0.84% -0.68% -0.46% -0.05%
11/07/2019 -0.76% -0.79% -0.56% -0.32% 0.05%
26/06/2019 -0.92% -0.89% -0.61% -0.37% -0.03%
11/06/2019 -1.07% -0.96% -0.62% -0.34% 0.01%
26/05/2019 -1.19% -0.93% -0.48% -0.19% 0.14%
11/05/2019 -1.45% -0.95% -0.52% -0.24% 0.11%
26/04/2019 -1.51% -0.96% -0.52% -0.22% 0.15%
11/04/2019 -1.78% -1.10% -0.51% -0.16% 0.21%
26/03/2019 -1.57% -1.03% -0.46% -0.11% 0.26%
11/03/2019 -1.41% -0.97% -0.38% 0% 0.37%
26/02/2019 -1.06% -0.80% -0.32% 0.05% 0.42%
11/02/2019 -0.83% -0.67% -0.20% 0.16% 0.52%
26/01/2019 -0.67% -0.58% -0.13% 0.23% 0.59%
11/01/2019 -0.51% -0.41% 0.08% 0.41% 0.74%
26/12/2018 -0.59% -0.47% 0.09% 0.45% 0.78%
11/12/2018 -0.32% -0.32% 0.16% 0.49% 0.81%
26/11/2018 -0.63% -0.48% 0% 0.36% 0.73%
11/11/2018 -0.73% -0.53% -0.04% 0.34% 0.68%
26/10/2018 -0.75% -0.58% -0.11% 0.25% 0.58%
11/10/2018 -0.89% -0.64% -0.16% 0.2% 0.53%
26/09/2018 -0.85% -0.61% -0.1% 0.22% 0.56%
11/09/2018 -1.02% -0.75% -0.26% 0.1% 0.44%
26/08/2018 -1.16% -0.85% -0.33% 0.05% 0.4%
11/08/2018 -1.08% -0.75% -0.27% 0.1% 0.44%
26/07/2018 -1.01% -0.75% -0.24% 0.13% 0.48%
11/07/2018 -0.96% -0.7% -0.19% 0.18% 0.56%
26/06/2018 -0.91% -0.74% -0.32% 0.04% 0.42%
11/06/2018 -0.86% -0.71% -0.33% -0.01% 0.37%
26/05/2018 -1.01% -0.81% -0.36% 0.02% 0.42%
11/05/2018 -1.13% -0.88% -0.38% -0.02% 0.34%
26/04/2018 -1.03% -0.86% -0.39% -0.04% 0.32%
11/04/2018 -0.91% -0.77% -0.37% -0.07% 0.29%
26/03/2018 -0.86% -0.72% -0.33% -0.01% 0.35%
11/03/2018 -0.93% -0.75% -0.34% -0.01% 0.37%
26/02/2018 -0.76% -0.64% -0.26% 0.08% 0.43%
11/02/2018 -0.58% -0.56% -0.33% -0.03% 0.25%
26/01/2018 -0.44% -0.45% -0.37% -0.11% 0.19%
11/01/2018 -0.45% -0.45% -0.33% -0.06% 0.28%
26/12/2017 -0.45% -0.45% -0.25% 0.04% 0.36%
11/12/2017 -0.4% -0.44% -0.26% 0.05% 0.4%
26/11/2017 -0.29% -0.34% -0.21% 0.08% 0.42%
11/11/2017 0.1% -0.26% -0.15% 0.14% 0.46%
26/10/2017 0.79% -0.12% -0.06% 0.19% 0.47%
11/10/2017 1.12% -0.05% -0.11% 0.15% 0.47%
26/09/2017 0.81% -0.22% -0.18% 0.09% 0.41%
11/09/2017 0.6% -0.24% -0.21% 0.03% 0.36%
26/08/2017 0.58% -0.24% -0.22% 0.05% 0.41%
11/08/2017 0.49% -0.23% -0.12% 0.14% 0.5%
26/07/2017 0.44% -0.21% -0.04% 0.22% 0.5%
11/07/2017 0.61% -0.09% 0.06% 0.34% 0.66%
26/06/2017 0.24% -0.24% 0.01% 0.34% 0.64%
11/06/2017 -0.14% -0.43% -0.13% 0.21% 0.55%
26/05/2017 -0.16% -0.47% -0.16% 0.2% 0.55%
11/05/2017 -0.15% -0.35% -0.04% 0.29% 0.63%
26/04/2017 -0.05% -0.25% -0.02% 0.32% 0.68%
11/04/2017 0.19% -0.11% 0.11% 0.41% 0.73%
26/03/2017 0.35% -0.05% 0.13% 0.43% 0.76%
11/03/2017 0.36% -0.07% 0.14% 0.49% 0.81%
26/02/2017 0.4% -0.06% 0.08% 0.41% 0.7%
11/02/2017 0.49% -0.01% 0.08% 0.41% 0.69%
26/01/2017 0.46% 0.01% 0.09% 0.41% 0.65%
11/01/2017 0.3% -0.02% 0.08% 0.4% 0.62%
26/12/2016 0.17% -0.02% 0.15% 0.48% 0.68%
11/12/2016 0.38% 0.03% 0.15% 0.46% 0.65%
26/11/2016 0.44% 0.01% 0.08% 0.36% 0.57%
11/11/2016 0.32% -0.03% 0.03% 0.26% 0.46%
26/10/2016 0.39% 0.02% 0.08% 0.28% 0.48%
11/10/2016 0.5% 0.07% 0.04% 0.24% 0.42%
26/09/2016 0.4% 0.01% -0.02% 0.21% 0.43%
11/09/2016 0.3% -0.03% -0.1% 0.15% 0.37%
26/08/2016 0.48% 0.07% -0.03% 0.18% 0.36%
11/08/2016 0.33% -0.06% -0.16% 0.05% 0.27%
26/07/2016 0.03% -0.19% -0.27% -0.02% 0.2%
11/07/2016 -0.08% -0.17% -0.23% -0.01% 0.23%
26/06/2016 -0.15% -0.16% -0.17% 0.05% 0.31%
11/06/2016 -0.17% -0.18% -0.17% 0.06% 0.32%
26/05/2016 -0.24% -0.17% -0.19% 0.01% 0.26%
11/05/2016 -0.6% -0.44% -0.35% -0.09% 0.21%
26/04/2016 -0.56% -0.4% -0.31% -0.04% 0.27%
11/04/2016 -0.34% -0.25% -0.17% 0.11% 0.41%
26/03/2016 -0.22% -0.14% -0.13% 0.09% 0.38%
11/03/2016 0.13% 0.03% -0.07% 0.1% 0.37%
26/02/2016 0.47% 0.27% 0.13% 0.29% 0.53%
11/02/2016 0.8% 0.39% 0.22% 0.32% 0.57%
26/01/2016 0.8% 0.53% 0.34% 0.41% 0.67%
11/01/2016 0.5% 0.37% 0.16% 0.3% 0.63%
26/12/2015 0.22% 0.23% 0.1% 0.33% 0.71%
11/12/2015 0.12% 0.02% 0.03% 0.29% 0.64%
26/11/2015 0.11% 0.02% 0.03% 0.28% 0.7%
11/11/2015 0.09% -0.04% -0.05% 0.18% 0.59%
26/10/2015 0.15% -0.07% -0.1% 0.16% 0.62%
11/10/2015 0.33% 0.13% 0.09% 0.38% 0.77%
26/09/2015 0.32% 0.02% 0.13% 0.49% 0.76%
11/09/2015 0.05% -0.12% -0.02% 0.25% 0.58%
26/08/2015 -0.13% -0.19% -0.07% 0.22% 0.58%
11/08/2015 -0.55% -0.42% -0.13% 0.23% 0.6%
26/07/2015 -0.8% -0.67% -0.26% 0.23% 0.64%
11/07/2015 -1% -0.69% -0.2% 0.32% 0.72%
26/06/2015 -1.11% -0.79% -0.31% 0.16% 0.55%
11/06/2015 -1.15% -0.91% -0.51% -0.04% 0.33%
26/05/2015 -1.33% -1.07% -0.65% -0.18% 0.2%
11/05/2015 -1.48% -1.1% -0.8% -0.46% -0.13%
26/04/2015 -1.31% -1.06% -0.75% -0.46% -0.14%
11/04/2015 -1.13% -0.9% -0.58% -0.29% -0.03%
26/03/2015 -1.07% -0.88% -0.63% -0.31% 0.02%
11/03/2015 -0.93% -0.84% -0.65% -0.35% -0.01%
26/02/2015 -0.65% -0.56% -0.46% -0.18% 0.18%
11/02/2015 -0.24% -0.2% -0.14% 0.02% 0.3%
26/01/2015 -0.26% -0.23% -0.14% 0.07% 0.4%
11/01/2015 -0.23% -0.11% 0.03% 0.31% 0.67%
26/12/2014 -0.29% -0.22% -0.01% 0.34% 0.74%
11/12/2014 -0.44% -0.38% -0.24% 0.12% 0.56%
26/11/2014 -0.26% -0.22% -0.15% 0.18% 0.57%
11/11/2014 0.04% -0.37% -0.28% 0.05% 0.46%
26/10/2014 0.46% -0.6% -0.4% 0.03% 0.47%
11/10/2014 0.42% -0.64% -0.34% 0.14% 0.58%
26/09/2014 0.22% -0.63% -0.21% 0.23% 0.66%
11/09/2014 0.11% -0.69% -0.21% 0.21% 0.58%
26/08/2014 0.37% -0.52% -0.05% 0.35% 0.69%
11/08/2014 0.24% -0.59% -0.1% 0.28% 0.67%
26/07/2014 0.01% -0.63% -0.12% 0.29% 0.72%
11/07/2014 -0.27% -0.72% -0.1% 0.29% 0.73%
26/06/2014 -0.34% -0.78% -0.14% 0.28% 0.76%
11/06/2014 -0.35% -0.81% -0.16% 0.3% 0.84%
26/05/2014 -0.74% -1.13% -0.3% 0.27% 0.9%
11/05/2014 -1.12% -1.24% -0.25% 0.37% 1.06%
26/04/2014 -1.05% -1.25% -0.27% 0.36% 1.04%
11/04/2014 -1.16% -1.14% -0.2% 0.4% 1.09%
26/03/2014 -0.99% -1.13% -0.28% 0.35% 1.09%
11/03/2014 -0.65% -0.88% -0.09% 0.52% 1.24%
26/02/2014 -0.5% -0.67% 0.03% 0.63% 1.38%
11/02/2014 -0.43% -0.6% 0.11% 0.73% 1.46%
26/01/2014 -0.47% -0.47% 0.16% 0.78% 1.5%
11/01/2014 -0.59% -0.42% 0.22% 0.82% 1.55%
26/12/2013 -0.64% -0.52% 0.06% 0.66% 1.44%
11/12/2013 -0.19% -0.33% 0.03% 0.64% 1.44%
26/11/2013 0.08% -0.16% 0.18% 0.75% 1.46%
11/11/2013 0.04% -0.12% 0.25% 0.82% 1.54%
26/10/2013 -0.06% -0.14% 0.28% 0.87% 1.61%
11/10/2013 -0.05% -0.13% 0.33% 0.93% 1.68%
26/09/2013 -0.13% -0.1% 0.46% 1.07% 1.77%
11/09/2013 -0.33% -0.06% 0.55% 1.17% 1.82%
26/08/2013 -0.37% -0.19% 0.32% 0.95% 1.67%
11/08/2013 -0.55% -0.3% 0.23% 0.84% 1.52%
26/07/2013 -0.57% -0.28% 0.25% 0.81% 1.52%
11/07/2013 -0.61% -0.29% 0.3% 0.85% 1.54%
26/06/2013 -0.78% -0.42% 0.25% 0.85% 1.55%
11/06/2013 -0.92% -0.52% 0.08% 0.68% 1.32%
26/05/2013 -0.63% -0.32% 0.06% 0.58% 1.19%
11/05/2013 -0.49% -0.17% 0.12% 0.62% 1.23%
26/04/2013 -0.7% -0.2% 0.17% 0.72% 1.35%
11/04/2013 -0.87% -0.26% 0.28% 0.86% 1.49%
26/03/2013 -1% -0.29% 0.31% 0.93% 1.57%
11/03/2013 -0.65% -0.15% 0.31% 0.86% 1.48%
26/02/2013 -0.43% -0.08% 0.39% 0.95% 1.57%
11/02/2013 -0.28% -0.1% 0.45% 0.95% 1.54%
26/01/2013 -0.23% -0.14% 0.37% 0.88% 1.43%
11/01/2013 -0.13% -0.14% 0.33% 0.81% 1.34%
26/12/2012 -0.07% -0.13% 0.33% 0.81% 1.37%
11/12/2012 0.06% -0.08% 0.45% 0.95% 1.55%
26/11/2012 -0.03% -0.12% 0.46% 0.98% 1.6%
11/11/2012 -0.16% -0.18% 0.44% 1% 1.65%
26/10/2012 -0.37% -0.22% 0.47% 1.01% 1.74%
11/10/2012 -0.46% -0.23% 0.53% 1.13% 1.81%
26/09/2012 -0.61% -0.28% 0.6% 1.2% 1.9%
11/09/2012 -0.85% -0.35% 0.51% 1.11% 1.81%
26/08/2012 -0.7% -0.23% 0.58% 1.18% 1.86%
11/08/2012 -0.45% -0.2% 0.43% 1.01% 1.73%
26/07/2012 0.15% 0.16% 0.71% 1.25% 1.89%
11/07/2012 0.31% 0.33% 0.97% 1.48% 2.08%
26/06/2012 0.01% 0.18% 0.94% 1.47% 2.08%
11/06/2012 -0.04% 0.22% 0.93% 1.43% 2.02%
26/05/2012 -0.07% 0.32% 1.02% 1.52% 2.1%
11/05/2012 -0.5% 0.1% 0.93% 1.44% 2.02%
26/04/2012 -0.52% 0.01% 0.84% 1.46% 2.07%
11/04/2012 -0.34% 0.15% 0.91% 1.51% 2.08%
26/03/2012 -0.25% 0.21% 0.98% 1.59% 2.16%
11/03/2012 -0.33% 0.21% 0.96% 1.54% 2.08%
26/02/2012 -0.02% 0.37% 0.98% 1.49% 2.02%
11/02/2012 0.26% 0.45% 0.99% 1.46% 1.98%
26/01/2012 0.58% 0.58% 1.09% 1.54% 2.05%
11/01/2012 0.76% 0.63% 1.14% 1.61% 2.11%
26/12/2011 0.73% 0.63% 1.19% 1.68% 2.19%
11/12/2011 0.73% 0.68% 1.3% 1.8% 2.28%
26/11/2011 0.99% 0.91% 1.39% 1.81% 2.22%
11/11/2011 1.01% 1% 1.39% 1.77% 2.1%
26/10/2011 1.18% 1.19% 1.54% 1.89% 2.2%
11/10/2011 1.25% 1.14% 1.5% 1.86% 2.21%
26/09/2011 1.1% 1.16% 1.64% 2.05% 2.4%
11/09/2011 0.86% 0.97% 1.43% 1.84% 2.19%
26/08/2011 0.93% 1.1% 1.55% 1.93% 2.25%
11/08/2011 0.68% 1.09% 1.68% 2.1% 2.42%
26/07/2011 0.37% 0.97% 1.59% 2.01% 2.35%
11/07/2011 0.38% 1.06% 1.72% 2.17% 2.47%
26/06/2011 0.32% 1.05% 1.75% 2.18% 2.48%
11/06/2011 0.07% 0.93% 1.64% 2.07% 2.39%

רוצים לבדוק מה הריבית שאתם יכולים לקבל מהבנקים?