עוגן אג"ח צמודה מזרחי

משכנתא צמודה על בסיס ה – אג"ח משתייכת למסלולי הלוואות המשכנתא המוגדרות "ריבית המשתנה". כאשר ה – אג"ח מהווה את עוגן הבסיס לקביעת הריבית. משכנתא בריבית משכנתא על בסיס אג"ח מתייחס לעוגן אג"ח על בסיס גליל.

ה – אג"ח משתנה פעמים בחודש בתאריכים 11 ו 26 בהתאמה. בעמוד זה טבלה עם נתוני ה – אג"ח הצמודות למדד – מזרחי טפחות. באופן כללי, אג"ח ממשלתיות מאופיין בשל יציבות יחסית ואפיק השקעה סולידי.

נקודת השינוי בריבית בהלוואות המשכנתא בריביות המשתנות על בסיס ה – אג"ח יקבעו מראש בין הלווה לגוף המממן. לדוגמא:

  • משתנה כל שנה צמודה על בסיס ה אג"ח
  • משתנה כל שנתיים צמודה על בסיס ה אג"ח
  • משתנה כל שנתיים וחצי צמודה על בסיס ה אג"ח
  • משתנה כל שלוש צמודה על בסיס ה אג"ח
  • משתנה כל ארבע צמודה על בסיס ה אג"ח
  • משתנה כל חמש צמודה על בסיס ה אג"ח
  • משתנה כל שבע צמודה על בסיס ה אג"ח
  • משתנה חצי קבועה צמודה על בסיס ה אג"ח

בנקודת השינוי בריבית, הריבית תשתנה ביחס לעוגן אג"ח באותה נקודת זמן של השינוי בריבית בתוספת למרווח שנקבע מראש.

ריבית % = מרווח (קבועה לתקופה) +/- עוגן אג"ח (משתנה בכל נקודת זמן)

חשוב מאוד

השימוש במידע המופיע בעמוד זה הינו באחריות הגולש בלבד.

טבלת עוגן אג"ח צמודה מזרחי

ריבית משתנה על בסיס האג"ח צמודות
תאריך עדכוןשנה2.5 שנים5 שנים7 שנים10 שנים
11/06/20241.16%1.46%1.83%1.99%2.17%
26/05/20241.22%1.37%1.64%1.78%1.92%
11/05/20241.15%1.31%1.55%1.71%1.87%
26/04/20241.03%1.25%1.57%1.77%1.92%
11/04/20240.95%1.14%1.42%1.57%1.68%
26/03/20240.98%1.11%1.36%1.50%1.59%
11/03/20240.88%1.02%1.25%1.41%1.50%
26/02/20240.87%0.99%1.29%1.49%1.59%
11/02/20240.33%1.01%1.30%1.49%1.60%
26/01/20240.14%1.11%1.31%1.52%1.64%
11/01/20240.82%1.13%1.20%1.38%1.49%
26/12/20231.10%1.20%1.25%1.37%1.45%
11/12/20231.18%1.36%1.49%1.62%1.68%
26/11/20231.50%1.50%1.60%1.74%1.83%
11/11/20231.16%1.45%1.65%1.81%1.94%
26/10/20231.15%1.33%1.47%1.60%1.68%
11/10/20231.89%1.65%1.51%1.54%1.53%
26/09/20231.69%1.46%1.29%1.31%1.32%
11/09/20231.77%1.37%1.22%1.24%1.27%
26/08/20231.85%1.35%1.26%1.29%1.29%
11/08/20231.80%1.20%1.11%1.14%1.14%
26/07/20231.84%1.31%1.05%1.01%1.00%
11/07/20231.64%1.27%1.08%1.05%1.04%
26/06/20231.58%1.38%1.14%1.10%1.08%
11/06/20231.16%1.19%1.10%1.13%1.14%
26/05/20231.35%1.19%1.02%1.04%1.07%
11/05/20231.20%1.18%1.06%1.07%1.11%
26/04/20231.13%1.18%1.10%1.12%1.15%
11/04/20230.78%1.05%0.96%0.96%1.01%
26/03/20230.67%1.13%1.03%1.04%1.05%
11/03/20230.54%1.20%1.16%1.16%1.13%
26/02/20230.79%0.93%0.86%0.84%0.81%
11/02/20231.03%0.90%0.73%0.70%0.69%
26/01/20231.04%0.87%0.70%0.66%0.63%
11/01/20230.68%0.85%0.86%0.86%0.84%
26/12/20220.62%0.74%0.76%0.74%0.72%
11/12/20220.44%0.63%0.66%0.66%0.65%
26/11/20220.20%0.42%0.52%0.55%0.57%
11/11/2022-0.13%0.29%0.48%0.53%0.57%
26/10/2022-0.30%0.35%0.60%0.68%0.76%
11/10/2022-0.30%0.25%0.51%0.58%0.68%
26/09/2022-0.84%-0.21%0.19%0.36%0.48%
11/09/2022-0.85%-0.130.14%0.22%0.41%
26/08/2022-0.96%-0.45-0.25%-0.13%0.15%
11/08/2022-1.67%-0.78-0.47%-0.24%0.07%
26/07/2022-1.81%-0.76%-0.20%0.05%0.26%
11/07/2022-1.97%-0.81%-0.23%0.02%0.24%
26/06/2022-1.94%-0.70%0.06%0.33%0.56%
11/06/2022-2.16%-1.14%-0.45%-0.13%0.21%
26/05/2022-2.15%-1.41%-0.63%-0.22%0.14%
11/05/2022-2.79%-2.02%-1.10%-0.58%-0.23%
26/04/2022-2.78%-2.12%-1.18%-0.71%-0.38%
11/04/2022-3.21%-2.15%-1.40%-1.93%-0.50%
26/03/2022-3.56%-2.58%-1.66%-1.14%-0.64%
11/03/2022-3.61%-2.58%-1.76%-1.20%-0.69%
26/02/2022-2.73%-2.21%-1.60%-1.19%-0.68%
11/02/2022-2.57%-2.17%-1.58%-1.30%-0.88%
11/01/2022-2.61%-2.51%-2.07%-1.75%-1.30%
11/01/2022-2.61%-2.51%-2.07%-1.75%-1.30%
26/12/2021-2.40%-2.38%-2.03%-1.72%-1.28%
11/12/2021-2.26%-2.29%-1.94%-1.68%-1.30%
26/11/2021-2.52%-2.36%-1.89%-1.62%-1.21%
11/11/2021-2.70%-2.41%-1.89%-1.56%-1.10%
26/10/2021-2.67%-2.49%-1.89%-1.55%-1.05%
11/10/2021-2.43%-2.30%-1.80%-1.46%-0.91%
26/09/2021-2.28%-2.18%-1.79%-1.44%-0.92%
11/09/2021-2.22%-2.05%-1.75%-1.41%-0.92%
26/08/2021-1.96%-1.91%-1.59%-1.26%-0.80%
11/08/2021-2.04%-1.91%-1.56%-1.24%-0.78%
26/07/2021-1.93%-1.80%-1.44%-1.10%-0.68%
11/07/2021-1.90%-1.75%-1.39%-1.05%-0.64%
26/06/2021-1.98%-1.84%-1.39%-1.06%-0.66%
11/06/2021-2.09%-1.92%-1.44%-1.09%-0.69%
26/05/2021-2.04%-1.92%-1.52%-1.18%-0.71%
11/05/2021-1.89%-.1.69%-1.33%-1.01%-0.55%
26/04/2021-1.69%-1.50%-1.17%-0.91%-0.47%
11/04/2021-1.84%-1.60%-1.21%-0.93%-0.50%
26/03/2021-1.62%-1.45%-1.13%-0.88%-0.49%
11/03/2021-1.54%-1.43%-1.18%-0.90%-0.57%
26/02/2021-1.37%-1.32%-1.10%-0.82%-0.53%
11/02/2021-1.06%-0.99%-1.07%-0.91%-0.69%
26/01/2021-0.86%-0.99%-1.07%-0.93%-0.71%
11/01/2021-0.45%-0.77%-0.95%-0.84%-0.64%
26/12/2020-0.08%-0.61%-0.79%-0.73%-0.53%
11/12/20200.21%-0.50%-0.70%-0.67%-0.51%
26/11/20200.33%-0.39%-0.63%-0.61%-0.45%
11/11/20200.43%-0.22%-0.48%-0.49%-0.37%
26/10/20200.47%-0.26%-0.53%-0.53%-0.44%
11/10/20200.64%-0.14%-0.44%-0.48%-0.42%
26/09/20200.35%-0.36%-0.55%-0.60%-0.56%
11/09/2020-0.03%-0.52%-0.70%-0.74%-0.66%
26/08/20200.04%-0.46%-0.62%-0.69%-0.62%
11/08/20200.15%-0.27%-0.44%-0.55%-0.51%
26/07/20200.12%-0.19%-0.38%-0.48%-0.48%
11/07/2020-0.05%-0.22%-0.53%-0.63%-0.61%
26/06/2020-0.29%-0.57%-0.75%-0.74%-0.63%
11/06/2020-0.60%-0.68%-0.75%-0.68%-0.58%
26/05/20200.24%-0.27%-0.52%-0.52%-0.43%
11/05/20201.09%0.08%-0.31%-0.37%-0.34%
26/04/20200.90%-0.08%-0.43%-0.46%-0.42%
11/04/20201.04%0.12%-0.11%-0.09%-0.08%
26/03/20201.37%0.72%0.43%0.32%0.18%
11/03/2020-0.73%-0.87%-0.91%-0.92%-0.81%
26/02/2020-1.09%-1.12%-0.99%-0.89%-0.69%
11/02/2020-0.81%-1.00%-0.87%-0.75%-0.55%
26/01/2020-0.89%-1.07%-0.93%-0.80%-0.60%
11/01/2020-0.87%-1.01%-0.89%-0.75%-0.53%
26/12/2019-0.59%-0.84%-0.79%-0.69%-0.49%
11/12/2019-0.39%-0.79%-0.79%-0.69%-0.45%
26/11/2019-0.67%-0.96%-0.84%-0.69%-0.42%
11/11/2019-0.95%-1.07%-0.93%-0.77%-0.51%
26/10/2019-0.86%-1.03%-0.96%-0.80%-0.54%
11/10/2019-0.61%-0.96%-0.97%-0.82%-0.54%
26/09/2019-0.74%-0.95%-0.85%-0.66%-0.34%
11/09/2019-0.70%-0.88%-0.79%-0.66%-0.39%
26/08/2019-0.77%-0.88%-0.82%-0.76%-0.48%
11/08/2019-0.90%-0.90%-0.84%-0.67%-0.31%
26/07/2019-0.86%-0.84%-0.68%-0.46%-0.05%
11/07/2019-0.76%-0.79%-0.56%-0.32%0.05%
26/06/2019-0.92%-0.89%-0.61%-0.37%-0.03%
11/06/2019-1.07%-0.96%-0.62%-0.34%0.01%
26/05/2019-1.19%-0.93%-0.48%-0.19%0.14%
11/05/2019-1.45%-0.95%-0.52%-0.24%0.11%
26/04/2019-1.51%-0.96%-0.52%-0.22%0.15%
11/04/2019-1.78%-1.10%-0.51%-0.16%0.21%
26/03/2019-1.57%-1.03%-0.46%-0.11%0.26%
11/03/2019-1.41%-0.97%-0.38%0%0.37%
26/02/2019-1.06%-0.80%-0.32%0.05%0.42%
11/02/2019-0.83%-0.67%-0.20%0.16%0.52%
26/01/2019-0.67%-0.58%-0.13%0.23%0.59%
11/01/2019-0.51%-0.41%0.08%0.41%0.74%
26/12/2018-0.59%-0.47%0.09%0.45%0.78%
11/12/2018-0.32%-0.32%0.16%0.49%0.81%
26/11/2018-0.63%-0.48%0%0.36%0.73%
11/11/2018-0.73%-0.53%-0.04%0.34%0.68%
26/10/2018-0.75%-0.58%-0.11%0.25%0.58%
11/10/2018-0.89%-0.64%-0.16%0.2%0.53%
26/09/2018-0.85%-0.61%-0.1%0.22%0.56%
11/09/2018-1.02%-0.75%-0.26%0.1%0.44%
26/08/2018-1.16%-0.85%-0.33%0.05%0.4%
11/08/2018-1.08%-0.75%-0.27%0.1%0.44%
26/07/2018-1.01%-0.75%-0.24%0.13%0.48%
11/07/2018-0.96%-0.7%-0.19%0.18%0.56%
26/06/2018-0.91%-0.74%-0.32%0.04%0.42%
11/06/2018-0.86%-0.71%-0.33%-0.01%0.37%
26/05/2018-1.01%-0.81%-0.36%0.02%0.42%
11/05/2018-1.13%-0.88%-0.38%-0.02%0.34%
26/04/2018-1.03%-0.86%-0.39%-0.04%0.32%
11/04/2018-0.91%-0.77%-0.37%-0.07%0.29%
26/03/2018-0.86%-0.72%-0.33%-0.01%0.35%
11/03/2018-0.93%-0.75%-0.34%-0.01%0.37%
26/02/2018-0.76%-0.64%-0.26%0.08%0.43%
11/02/2018-0.58%-0.56%-0.33%-0.03%0.25%
26/01/2018-0.44%-0.45%-0.37%-0.11%0.19%
11/01/2018-0.45%-0.45%-0.33%-0.06%0.28%
26/12/2017-0.45%-0.45%-0.25%0.04%0.36%
11/12/2017-0.4%-0.44%-0.26%0.05%0.4%
26/11/2017-0.29%-0.34%-0.21%0.08%0.42%
11/11/20170.1%-0.26%-0.15%0.14%0.46%
26/10/20170.79%-0.12%-0.06%0.19%0.47%
11/10/20171.12%-0.05%-0.11%0.15%0.47%
26/09/20170.81%-0.22%-0.18%0.09%0.41%
11/09/20170.6%-0.24%-0.21%0.03%0.36%
26/08/20170.58%-0.24%-0.22%0.05%0.41%
11/08/20170.49%-0.23%-0.12%0.14%0.5%
26/07/20170.44%-0.21%-0.04%0.22%0.5%
11/07/20170.61%-0.09%0.06%0.34%0.66%
26/06/20170.24%-0.24%0.01%0.34%0.64%
11/06/2017-0.14%-0.43%-0.13%0.21%0.55%
26/05/2017-0.16%-0.47%-0.16%0.2%0.55%
11/05/2017-0.15%-0.35%-0.04%0.29%0.63%
26/04/2017-0.05%-0.25%-0.02%0.32%0.68%
11/04/20170.19%-0.11%0.11%0.41%0.73%
26/03/20170.35%-0.05%0.13%0.43%0.76%
11/03/20170.36%-0.07%0.14%0.49%0.81%
26/02/20170.4%-0.06%0.08%0.41%0.7%
11/02/20170.49%-0.01%0.08%0.41%0.69%
26/01/20170.46%0.01%0.09%0.41%0.65%
11/01/20170.3%-0.02%0.08%0.4%0.62%
26/12/20160.17%-0.02%0.15%0.48%0.68%
11/12/20160.38%0.03%0.15%0.46%0.65%
26/11/20160.44%0.01%0.08%0.36%0.57%
11/11/20160.32%-0.03%0.03%0.26%0.46%
26/10/20160.39%0.02%0.08%0.28%0.48%
11/10/20160.5%0.07%0.04%0.24%0.42%
26/09/20160.4%0.01%-0.02%0.21%0.43%
11/09/20160.3%-0.03%-0.1%0.15%0.37%
26/08/20160.48%0.07%-0.03%0.18%0.36%
11/08/20160.33%-0.06%-0.16%0.05%0.27%
26/07/20160.03%-0.19%-0.27%-0.02%0.2%
11/07/2016-0.08%-0.17%-0.23%-0.01%0.23%
26/06/2016-0.15%-0.16%-0.17%0.05%0.31%
11/06/2016-0.17%-0.18%-0.17%0.06%0.32%
26/05/2016-0.24%-0.17%-0.19%0.01%0.26%
11/05/2016-0.6%-0.44%-0.35%-0.09%0.21%
26/04/2016-0.56%-0.4%-0.31%-0.04%0.27%
11/04/2016-0.34%-0.25%-0.17%0.11%0.41%
26/03/2016-0.22%-0.14%-0.13%0.09%0.38%
11/03/20160.13%0.03%-0.07%0.1%0.37%
26/02/20160.47%0.27%0.13%0.29%0.53%
11/02/20160.8%0.39%0.22%0.32%0.57%
26/01/20160.8%0.53%0.34%0.41%0.67%
11/01/20160.5%0.37%0.16%0.3%0.63%
26/12/20150.22%0.23%0.1%0.33%0.71%
11/12/20150.12%0.02%0.03%0.29%0.64%
26/11/20150.11%0.02%0.03%0.28%0.7%
11/11/20150.09%-0.04%-0.05%0.18%0.59%
26/10/20150.15%-0.07%-0.1%0.16%0.62%
11/10/20150.33%0.13%0.09%0.38%0.77%
26/09/20150.32%0.02%0.13%0.49%0.76%
11/09/20150.05%-0.12%-0.02%0.25%0.58%
26/08/2015-0.13%-0.19%-0.07%0.22%0.58%
11/08/2015-0.55%-0.42%-0.13%0.23%0.6%
26/07/2015-0.8%-0.67%-0.26%0.23%0.64%
11/07/2015-1%-0.69%-0.2%0.32%0.72%
26/06/2015-1.11%-0.79%-0.31%0.16%0.55%
11/06/2015-1.15%-0.91%-0.51%-0.04%0.33%
26/05/2015-1.33%-1.07%-0.65%-0.18%0.2%
11/05/2015-1.48%-1.1%-0.8%-0.46%-0.13%
26/04/2015-1.31%-1.06%-0.75%-0.46%-0.14%
11/04/2015-1.13%-0.9%-0.58%-0.29%-0.03%
26/03/2015-1.07%-0.88%-0.63%-0.31%0.02%
11/03/2015-0.93%-0.84%-0.65%-0.35%-0.01%
26/02/2015-0.65%-0.56%-0.46%-0.18%0.18%
11/02/2015-0.24%-0.2%-0.14%0.02%0.3%
26/01/2015-0.26%-0.23%-0.14%0.07%0.4%
11/01/2015-0.23%-0.11%0.03%0.31%0.67%
26/12/2014-0.29%-0.22%-0.01%0.34%0.74%
11/12/2014-0.44%-0.38%-0.24%0.12%0.56%
26/11/2014-0.26%-0.22%-0.15%0.18%0.57%
11/11/20140.04%-0.37%-0.28%0.05%0.46%
26/10/20140.46%-0.6%-0.4%0.03%0.47%
11/10/20140.42%-0.64%-0.34%0.14%0.58%
26/09/20140.22%-0.63%-0.21%0.23%0.66%
11/09/20140.11%-0.69%-0.21%0.21%0.58%
26/08/20140.37%-0.52%-0.05%0.35%0.69%
11/08/20140.24%-0.59%-0.1%0.28%0.67%
26/07/20140.01%-0.63%-0.12%0.29%0.72%
11/07/2014-0.27%-0.72%-0.1%0.29%0.73%
26/06/2014-0.34%-0.78%-0.14%0.28%0.76%
11/06/2014-0.35%-0.81%-0.16%0.3%0.84%
26/05/2014-0.74%-1.13%-0.3%0.27%0.9%
11/05/2014-1.12%-1.24%-0.25%0.37%1.06%
26/04/2014-1.05%-1.25%-0.27%0.36%1.04%
11/04/2014-1.16%-1.14%-0.2%0.4%1.09%
26/03/2014-0.99%-1.13%-0.28%0.35%1.09%
11/03/2014-0.65%-0.88%-0.09%0.52%1.24%
26/02/2014-0.5%-0.67%0.03%0.63%1.38%
11/02/2014-0.43%-0.6%0.11%0.73%1.46%
26/01/2014-0.47%-0.47%0.16%0.78%1.5%
11/01/2014-0.59%-0.42%0.22%0.82%1.55%
26/12/2013-0.64%-0.52%0.06%0.66%1.44%
11/12/2013-0.19%-0.33%0.03%0.64%1.44%
26/11/20130.08%-0.16%0.18%0.75%1.46%
11/11/20130.04%-0.12%0.25%0.82%1.54%
26/10/2013-0.06%-0.14%0.28%0.87%1.61%
11/10/2013-0.05%-0.13%0.33%0.93%1.68%
26/09/2013-0.13%-0.1%0.46%1.07%1.77%
11/09/2013-0.33%-0.06%0.55%1.17%1.82%
26/08/2013-0.37%-0.19%0.32%0.95%1.67%
11/08/2013-0.55%-0.3%0.23%0.84%1.52%
26/07/2013-0.57%-0.28%0.25%0.81%1.52%
11/07/2013-0.61%-0.29%0.3%0.85%1.54%
26/06/2013-0.78%-0.42%0.25%0.85%1.55%
11/06/2013-0.92%-0.52%0.08%0.68%1.32%
26/05/2013-0.63%-0.32%0.06%0.58%1.19%
11/05/2013-0.49%-0.17%0.12%0.62%1.23%
26/04/2013-0.7%-0.2%0.17%0.72%1.35%
11/04/2013-0.87%-0.26%0.28%0.86%1.49%
26/03/2013-1%-0.29%0.31%0.93%1.57%
11/03/2013-0.65%-0.15%0.31%0.86%1.48%
26/02/2013-0.43%-0.08%0.39%0.95%1.57%
11/02/2013-0.28%-0.1%0.45%0.95%1.54%
26/01/2013-0.23%-0.14%0.37%0.88%1.43%
11/01/2013-0.13%-0.14%0.33%0.81%1.34%
26/12/2012-0.07%-0.13%0.33%0.81%1.37%
11/12/20120.06%-0.08%0.45%0.95%1.55%
26/11/2012-0.03%-0.12%0.46%0.98%1.6%
11/11/2012-0.16%-0.18%0.44%1%1.65%
26/10/2012-0.37%-0.22%0.47%1.01%1.74%
11/10/2012-0.46%-0.23%0.53%1.13%1.81%
26/09/2012-0.61%-0.28%0.6%1.2%1.9%
11/09/2012-0.85%-0.35%0.51%1.11%1.81%
26/08/2012-0.7%-0.23%0.58%1.18%1.86%
11/08/2012-0.45%-0.2%0.43%1.01%1.73%
26/07/20120.15%0.16%0.71%1.25%1.89%
11/07/20120.31%0.33%0.97%1.48%2.08%
26/06/20120.01%0.18%0.94%1.47%2.08%
11/06/2012-0.04%0.22%0.93%1.43%2.02%
26/05/2012-0.07%0.32%1.02%1.52%2.1%
11/05/2012-0.5%0.1%0.93%1.44%2.02%
26/04/2012-0.52%0.01%0.84%1.46%2.07%
11/04/2012-0.34%0.15%0.91%1.51%2.08%
26/03/2012-0.25%0.21%0.98%1.59%2.16%
11/03/2012-0.33%0.21%0.96%1.54%2.08%
26/02/2012-0.02%0.37%0.98%1.49%2.02%
11/02/20120.26%0.45%0.99%1.46%1.98%
26/01/20120.58%0.58%1.09%1.54%2.05%
11/01/20120.76%0.63%1.14%1.61%2.11%
26/12/20110.73%0.63%1.19%1.68%2.19%
11/12/20110.73%0.68%1.3%1.8%2.28%
26/11/20110.99%0.91%1.39%1.81%2.22%
11/11/20111.01%1%1.39%1.77%2.1%
26/10/20111.18%1.19%1.54%1.89%2.2%
11/10/20111.25%1.14%1.5%1.86%2.21%
26/09/20111.1%1.16%1.64%2.05%2.4%
11/09/20110.86%0.97%1.43%1.84%2.19%
26/08/20110.93%1.1%1.55%1.93%2.25%
11/08/20110.68%1.09%1.68%2.1%2.42%
26/07/20110.37%0.97%1.59%2.01%2.35%
11/07/20110.38%1.06%1.72%2.17%2.47%
26/06/20110.32%1.05%1.75%2.18%2.48%
11/06/20110.07%0.93%1.64%2.07%2.39%

מאמרים מעניינים

בינה מלאכותית פוגשת יועצי משכנתאות

שהבינה המלאכותית פוגשת יועצי משכנתאות

מוטי שמואלביץ'|15.03.2024

בינה המלאכותית, על מה כל הרעש? אין ספק שהיא תופסת תאוצה ובתדירות שאף אחד לא ציפה! באו נעשה סדר וננסה להבין איפה זה תופס אותנו,…

קרא עוד
ס משכנתא

סיכום נתונים סטטיסטיים על הלוואות משכנתא 2023

מוטי שמואלביץ'|28.01.2024

אין ספק שמלחמת "חרבות הברזל" טרפה את כל הקלפים והשפיע מאוד על רכישת דירות חדשות, יד 2 ובאופן ישיר על הלוואות המשכנתא לשנת 2023, הנה…

קרא עוד
מיחזור משכנתה

הנחיות חדשות לשיפור הליך מחזור משכנתא

מוטי שמואלביץ'|19.07.2023

בנק ישראל מפרסם היום, 19/07/2023 עדכון לנב"ת 451 (ניהול בנק תקין - הלוואות לדיור) הכולל הנחיות חדשות המקלות על הליך מחזור משכנתא המקלות על ציבור…

קרא עוד
השוואה בין ריביות

השוואת ריביות בין הבנקים, בנק ישראל חושף עוד מידע לציבור

מוטי שמואלביץ'|05.07.2023

בנק ישראל מוציא היום, 05-07-2023, הודעה לעיתונות על פרסו שיעורי ריבית בבנקים על הלוואות משכנתא לדיור. אז כמה זה יעיל, מה ניתן להפיק מהנתונים? וכיצד…

קרא עוד